eGold Keeper / The reading room
Find something worth exploring.
Personal offshore bank account vs corporate offshore account: compare use cases, tax reporting, KYC, asset protection, business payments, and common mistakes.
A detailed guide to qualified dividends versus ordinary dividends, including tax rates, holding-period rules, ETFs, REITs, foreign stocks, and Form 1099-DIV.
Compare the new 2026 Repayment Assistance Plan with Income-Based Repayment using formulas, examples, dependent adjustments, interest rules, and forgiveness timelines.
Registered agent address vs business address for non-resident LLC banking: what each address means, why banks reject some addresses, and how to avoid KYC problems.
A detailed guide for borrowers leaving the SAVE student loan plan in 2026, including deadlines, repayment plan options, RAP, IBR, and what to check before switching.
A detailed comparison of SEP IRA and Solo 401(k) rules for 2026, including contribution limits, Roth options, catch-up contributions, and backdoor Roth issues.
Seychelles IBC vs Belize LLC: compare cost, banking, compliance, reputation, reporting, and practical use cases for online and holding businesses.
A detailed comparison of SGOV, BIL, and TFLO, including holdings, duration, floating-rate risk, yields, expenses, taxes, and when each Treasury ETF makes sense.
A detailed guide to deciding whether a 0.50% mortgage rate drop is enough to refinance, including break-even math, closing costs, loan term resets, points, and cash-flow tradeoffs.
A detailed guide to 2026 SIMPLE IRA limits, including employee deferrals, catch-up contributions, age 60-63 super catch-ups, and employer match rules.
A practical 2026 guide to Solo 401(k) contributions when you have both self-employment income and a W-2 job, including examples and formulas.
Source of funds vs source of wealth explained for offshore banking, with examples of acceptable evidence and how to prepare for KYC questions.
Stripe Atlas for non-residents after incorporation: what happens next with EIN, bank accounts, Stripe, taxes, annual filings, bookkeeping, and owner-country reporting.
A detailed guide to building a Treasury bill ladder in TreasuryDirect in 2026, including maturities, reinvestment, cash flow planning, taxes, and mistakes to avoid.
A detailed comparison of target-date funds and three-fund portfolios, including simplicity, control, fees, taxes, rebalancing, glide paths, and best use cases.
A detailed 2026 guide to tax-loss harvesting, including wash sale rules, the 30-day window, substantially identical securities, ETFs, IRAs, capital loss limits, and carryovers.
A detailed guide to the new Tiered Standard federal student loan repayment plan beginning July 1, 2026, including terms by balance, minimum payments, PSLF cautions, and when it may beat RAP.
A detailed comparison of TIPS, Series I Savings Bonds, and Series EE Savings Bonds in 2026, including inflation protection, taxes, limits, liquidity, and best uses.
A detailed 2026 comparison of Treasury bills, bank CDs, and high-yield savings accounts, including yield, safety, liquidity, taxes, FDIC coverage, and best use cases.
How non-residents can approach opening a U.S. LLC bank account without visiting the United States, including EIN, KYC, addresses, fintechs, and compliance issues.
U.S. LLC vs offshore IBC for non-U.S. freelancers: compare banking, taxes, Stripe, client trust, CRS, Form 5472, costs, and when each makes sense.
UAE Free Zone vs UAE offshore company vs RAK ICC: compare licensing, corporate tax, banking, substance, residence visas, and practical use cases.
UK LLP vs U.S. LLC for non-resident founders: compare tax transparency, banking, client trust, filings, payment processors, and owner-country treatment.
A detailed comparison of VTI, VOO, and VT in 2026, including U.S. total market, S&P 500, global diversification, overlap, expenses, taxes, and portfolio fit.